Category: Uncategorized

2018 Outlook, Cryptocurrencies & Bitcoin

2018 Outlook, Cryptocurrencies & Bitcoin

Over the last week, I’ve been getting the same two questions—what’s the market going to do in 2018? and —-what do I think about Cryptocurrencies? These aren’t the same types of questions my dad gets because—well we run in different circles.  In any event, thank goodness for them, because they keep me on my toes. […]

What do Kevin O’Leary and Carlos Sera have in common?

I know the headline is a bit much, but for years, we’ve been espousing the virtues of being mindful of your habitual purchases. Kevin O’Leary happens to agree in a recent article on CNBC. https://www.cnbc.com/2017/12/04/kevin-oleary-wont-pay-2-point-50-for-coffee-instead-he-invests-it.html As anyone who’s familiar with our blog and book knows, we’ve been saying this longer than anyone else. It’s been […]

7 KEY FINANCIAL TIPS ON HOW TO HELP PAY OFF YOUR MORTGAGE FASTER

7 KEY FINANCIAL TIPS ON HOW TO HELP PAY OFF YOUR MORTGAGE FASTER

In too many developed countries, people are drowning in debt. Separate from student loans, credit cards and lines of credit, mortgages are among the largest loans for most consumers. In a number of countries mortgage debt reached its highest recorded levels, and continues to increase year after year. Debt is often unavoidable, particularly when it […]

WHAT I WISH SOMEONE HAD TOLD ME BEFORE I TOOK OUT MY FIRST LOAN

WHAT I WISH SOMEONE HAD TOLD ME BEFORE I TOOK OUT MY FIRST LOAN

The first money that I ever borrowed was for a mortgage on my first home. As loans go, this was a relatively responsibly move to make; and the home certainly turned out to be an excellent investment. Mine was a good experience overall, and one from which I learned a lot. It wasn’t until long […]

THE LONG JOURNEY OF ASSIGNING A STRUCTURED SETTLEMENT PAYMENT STREAM – A STRUCTURED TALE

THE LONG JOURNEY OF ASSIGNING A STRUCTURED SETTLEMENT PAYMENT STREAM – A STRUCTURED TALE

On occasion, we run across articles about acquiring structured settlement payments from third party factoring companies. The tale follows much of the same path: Kathy Winter, sometime in the past settled a personal injury lawsuit but instead of taking the money all upfront Kathy elected to accept payments over time from an annuity company. These […]

HOW TO SUCCESSFULLY PLAN FOR THE FUTURE IN A CONSCIOUS WAY

No one can live entirely in the present, so in some ways, we’re all planning for the future, even if we aren’t making conscious decisions about how to save money or create a retirement plan. But those things are imperative once we reach a certain age or start a family, no matter how scary they […]

E TRADE ADAPTIVE PORTFOLIO REVIEW – A MILLENNIAL TALE

E TRADE ADAPTIVE PORTFOLIO REVIEW – A MILLENNIAL TALE

“How Investment Advisors Hurt Millennials and How Millennials Hurt Themselves” As the father of four Millennials, I am angry at the blatant disregard Investment Advisors show towards Millennials.  The most egregious disregard is the recent advent of automated investing as a way of catering to the investment wants, not needs, of Millennials.  It is clever […]

AN IDIOTIC TALE – THE IDIOT SON – 50% STOCKS 50% BONDS

AN IDIOTIC TALE – THE IDIOT SON – 50% STOCKS 50% BONDS

This is one of my favorite tales because it involves my father, his friends and investments. In this tale I am the idiot son. I left Legg Mason in 1990 and started my own advisory firm. I no longer wanted to dish out conflicted advice as a commission compensated advisor and had to focus my […]

WHICH POLITICAL PARTY IS BETTER FOR THE STOCK MARKET? DEMOCRATS OR REPUBLICANS?

Presidential Analysis The November Presidential election will be one of firsts.  Should Hillary Clinton win she would become our first female President.  If Bernie Sanders were to win, he would be our first Socialist President.  If Donald Trump were to win, we would have our first Billionaire President and if Ted Cruz were to win, […]

ARE TARGET DATED FUNDS THE BEST OPTION?

ARE TARGET DATED FUNDS THE BEST OPTION?

To determine if defaulting employees into Target Dated Funds or Glide Path Funds is a good thing, one must first examine the alternatives. An examination of the history of asset allocations by employees before Target Dated Funds were the default option tells us that it is. Left to Their Own Devices In the past, employees were left […]

Scroll to Top