Tag: Articles

ARE TARGET DATED FUNDS THE BEST OPTION?

ARE TARGET DATED FUNDS THE BEST OPTION?

To determine if defaulting employees into Target Dated Funds or Glide Path Funds is a good thing, one must first examine the alternatives. An examination of the history of asset allocations by employees before Target Dated Funds were the default option tells us that it is. Left to Their Own Devices In the past, employees were left […]

INVESTMENT STRATEGY: INDICES UP VS. DOWN MARKETS

INVESTMENT STRATEGY: INDICES UP VS. DOWN MARKETS

In addition to Target Dated Funds, many investors buy passive index funds for their 401k, 403b and IRA retirement plans.  They do this systematically out of every paycheck.  They have recently seen the three major indices fall by over 10 percent, leaving many to wonder what they should do during this market correction. “Which index will […]

THE IMPORTANCE OF TECHNICAL ANALYSIS: “WHY I BECAME A CHARTERED MARKET TECHNICIAN”

THE IMPORTANCE OF TECHNICAL ANALYSIS: “WHY I BECAME A CHARTERED MARKET TECHNICIAN”

“Letters. You need letters.” That’s what my dad, Carlos Sera said. “You need letters after your name.” I started working with my father straight out of college. Well, truthfully, I started working with him in high school, when he paid me $500 to write and run a bunch of programs on his computer. Wait, now that I […]

A FINANCIAL TALES PHILOSOPHY BLOG: “WHAT DO CNBC AND ESPN HAVE IN COMMON?”

A FINANCIAL TALES PHILOSOPHY BLOG: “WHAT DO CNBC AND ESPN HAVE IN COMMON?”

A long, long time ago in what seems like a galaxy far, far away, I was a graduate student doing my best to master finance and economics.  There was this one great professor with a mission – it was to teach us to think.  Our twicee-a-week assignment was to read what others had written about finance, economics […]

IS STOCK MARKET VOLATILITY HERE TO STAY?

IS STOCK MARKET VOLATILITY HERE TO STAY?

Is stock market volatility here to stay?  The answer is yes – absolutely yes.  You see, volatility is just a fancy term for uncertainty, and uncertainty will always be with us.  If the question were rephrased to say is high volatility here to stay then the answer is no – absolutely no. Why is this? Stock market […]

ARTICLE REVIEW FROM YAHOO! FINANCE

This is an excellent article: HIGHER LEVELS OF HOME OWNERSHIP LEAD TO HIGHER UNEMPLOYMENT, NEW STUDY FINDS Often times people don’t understand the unintended consequences of what may seem on the surface as a greater good. Who wouldn’t be for increased homeownership? Ask around and I’ll bet you can’t get anyone to say—-nope I’m for […]

Scroll to Top